Sterling is an AI Platform,
Built for Advisors.
Automatically generate personalized advice across tax, estate planning, insurance, and more.
Core features Free Forever. No credit card required.
Sterling Research
"Should the Smith household file as an S-Corp or as an LLC? What's the optimal tax strategy?"
Analyzing with household context...
Business Income
$320,000
Current Structure
LLC
W-2 Salary
$100,000
QBI Deduction
Eligible
Personalized Answer
The S-Corp structure saves the Smith household approximately $10,400 annually compared to LLC self-employment:
- •FICA savings: $14,475 (avoided tax on $220K K-1 distribution)
- •QBI deduction trade-off: -$4,080 (smaller deduction on S-Corp vs LLC)
- •Net tax savings: ~$10,400 annually with S-Corp election
- •Maintain reasonable W-2 salary ($100K) to avoid IRS scrutiny
AI won't replace you.
AI will elevate you.
The best financial advisors are not threatened by AI, they are empowered by it. Spend less time creating advice and more time delivering it.
Automatically Generate Plans
AI handles advice generation so you can do what you do best: Advising, connecting, and building trust with your clients.
- Automate plan creation so you can focus on relationships
- Generate personalized recommendations in minutes
- Stay compliant with AI-powered documentation
- Deepen client relationships with more face time
Backdoor Roth Contribution
Convert non-deductible IRA contributions to Roth for tax-free growth...
Estimated Value
$18,500
Timeframe
Establish AB Trust
Structure estate with bypass trust to maximize estate tax exemptions...
Estimated Value
$125,000
Timeframe
HSA Contribution
Maximize health savings account for triple tax advantage benefits...
Estimated Value
$8,300
Timeframe
Donate Appreciated Securities
Gift long-term appreciated stock to charity to avoid capital gains...
Estimated Value
$42,000
Timeframe
Net Unrealized Appreciation
Distribute employer stock from 401(k) to leverage favorable NUA tax treatment...
Estimated Value
$67,500
Timeframe
Land Preservation Tax Credits
Donate conservation easement on qualifying land to receive state and federal tax credits...
Estimated Value
$95,000
Timeframe
Senior Property Tax Exemption
Apply for age-based property tax reduction to lower annual housing costs...
Estimated Value
$3,200
Timeframe
Premium Tax Credit
Optimize MAGI to maximize ACA marketplace health insurance premium subsidies...
Estimated Value
$12,400
Timeframe
Your expertise + AI capabilities =Unmatched client value
Show clients exactly how you add value. Every year.
Stop wondering if clients understand your worth. Automatically track the value you create across every opportunity, every strategy, and every dollar saved.
2026 Opportunities
Tax Year 2026 • Last modified 3 days ago
Implemented Strategies
$23,600
Potential Strategies
$66,000 to $184,000
36% of identified value captured
$2,000
of $2,000 to $3,000
$3,000
of $4,000 to $7,000
$11,000
of $38,000 to $120,000
$6,000
of $19,000 to $45,000
$1,600
of $3,000 to $9,000
Quantified Impact
Every opportunity has a dollar value. Show clients the tangible financial impact of your recommendations ranging from tax strategies to insurance reviews.
Value Creation Reports
Generate comprehensive year-end reports that summarize all the value you've delivered. Perfect for client reviews and retention conversations.
Track Implementation
Monitor which strategies have been completed and which are still pending. Never let a valuable opportunity slip through the cracks.
It's time to end Application Sprawl
Disconnected solutions are costing advisors time and their workflows suffer.
Workflow Fragmentation
Digital fatigue reduces advisor performance.
Data Silos
Firms struggle with disconnected data.
Time Drain
Wasted time switching applications.
Sterling is more than just AI.
It's a Unified Platform
Win More Clients
Deliver Better Advice
The Advice Engine and Sterling Research tools allow you to capture more opportunities for clients, faster.
Generate Referrals
Enhance client satisfaction and generate more referrals by enhancing your wealth management advice.
Manage More AUM
Delivering quality advice faster allows you to spend less time analyzing and more time with clients.
Consolidate Your Tech Stack,Amplify Your Impact
Stop managing dozens of disconnected tools. Sterling unifies your entire advisory workflow into one powerful platform.
Cut costs by 60%. Deliver advice 3x faster.
From Fragmentation to Integration
See how Sterling transforms your scattered point solutions into a unified system
Fragmented Systems
Multiple vendors, multiple logins, zero integration
CRM
Separate vendor
Research
Standalone tool
Documents
External storage
Notes
Isolated database
Tax
Third-party app
Reports
Separate analytics
Sterling Platform
One platform, one login, complete integration
CRM
Unified client data
Research
Integrated insights
Documents
Centralized storage
Notes
Shared knowledge
Tax
Seamless planning
Reports
Real-time analytics
The Power of Consolidation
One platform. Infinite possibilities. Measurable results.
Cost Reduction
Average savings on software subscriptions by consolidating redundant tools and services.
Time Efficiency
Reduction in time spent switching between platforms and re-entering data.
Data Integrity
Single source of truth eliminates data discrepancies between multiple platforms.
Compliance Coverage
Audit trail and regulatory compliance for AI solutions in one unified system.
Training Reduction
Faster training for new advisors. One platform instead of multiple disparate systems.
Scalability
Growth capacity without adding new tools or increasing operational complexity.
Ready to Consolidate Your Technology Stack?
Join leading advisory firms who have already transformed their operations with Sterling.
Protect Client Data while Leveraging AI
Many advisors unknowingly compromise client confidentiality when using consumer AI tools. These tools store all inputs, creating regulatory compliance risks and potential data breaches. Firms may be violating SEC and FINRA regulations without realizing it.
Sterling provides automatic personally identifable information (PII) detection and removal before AI processing, helping maintain client confidentiality, regulatory compliance, and secure AI interactions.
PII Detection & Removal
Automatically identifies and removes sensitive client information before processing
Secure Architecture
End-to-end encryption and enterprise-grade security protocols
Compliance Focused
Built to meet financial industry regulatory requirements
Continous Monitoring
Regular compliance assessments to stay ahead of emergining technologies
AI Top Priority for SEC Examiners in 2025
The latest guidance, best practices, and regulatory developments.
AI Usage Is Top Priority for SEC Examiners in 2025
See why the SEC is focusing on AI and what that means for advisory firms’ compliance programs.
SEC’s Proposed AI Rule for Investment Advisors: Best Practices
A practical look at the SEC’s draft rule, record-keeping requirements, and how to prepare your firm.
Financial Data Protection Laws
Key federal and state regulations that govern client-data privacy and steps RIAs should take to stay compliant.
Comprehensive AI Audit Logs for SEC Examination Readiness
Sterling's detailed audit trail captures every AI interaction, providing the transparency and accountability required to satisfy SEC examiners and demonstrate regulatory compliance.
Complete Documentation
Full record of all AI interactions and PII handling
Advanced Search
Quickly locate specific interactions for examiner review
Risk Flagging
Automatic identification of potential compliance issues
Tamper-Proof Records
Immutable logs that satisfy regulatory requirements
Who We Serve
Solo Advisors
Empowering independent advisors with the tools and resources they need to streamline operations, provide exceptional client service, and scale their practices efficiently.
RIAs
Supporting Registered Investment Advisors (RIAs) with tailored solutions to manage client portfolios, enhance compliance, and deliver personalized financial planning at scale.
Accounting Firms
Providing accounting professionals with powerful tools to integrate tax planning, financial advice, and portfolio management into their existing workflows.
Private Banking Teams
Enabling banks with wealth management divisions to deliver tailored advice, optimize client portfolios, and enhance the financial well-being of high-net-worth individuals.